Financial Planning
Blog & Recent Articles
Should I Save or Invest?
No matter what your goals are, saving and investing are both ways to place money away now for the possibility to have more wealth in the future. Saving is admittedly for the short term and investing is for the long term. In the shorter term, it’s a good idea to build up savings for a ‘rainy day’ which is certainly easy to withdraw right...
How Will I Know If I Have To Pay Inheritance Tax?
What is a Nil Rate Band? The sum of £325,000 – (the tax-free allowance), or (Nil Rate Band), you can leave to your beneficiaries before your estate pays Inheritance Tax. Will I need to pay inheritance tax? This is a question you are most likely to face answering at some stage in your life concerning your estate. If your estate which can be...
What Is Capital Gains Tax For UK Clients?
A Capital Gains tax, (CGT) is a tax that you are liable to pay on the profit realised on the sale of a non-inventory asset or gift it as an asset. The profit which is the difference between the amount you originally paid for the asset and the value at which you sell the asset, is known as the capital gain. This is the sum which you could be...
Starting a Business in Retirement
So, the question is do you fancy starting a business in retirement? Lots of people who retire feel that they are just starting their lives and welcome the opportunity to do the things they never had time for before and this could even be starting up a new business. Starting a new business in retirement is very popular, retirees of course still...
The Importance of Writing a Will
Discussing end of life matters are extremely difficult for some people, yet we all know that someday we will die. A lot of people tend to put off discussing creating a Will, however, it is very important in helping your wishes to be clearly understood once you have passed and can even make it easy for your loved ones to handle any day-to-day...
9 Ways to Make 2022 a Year of Financial Success
Set Goals and create a plan Many of us start the year with a financial resolution. But how many of us stick to it? Writing out your financial goals and a plan will certainly increase the likelihood of you achieving. How about making the process fun, creating milestones, and rewarding yourself at each milestone? Automate Savings Why not...
5 Common Estate Planning Mistakes
Estate planning can be challenging but is vital if you wish to safeguard your Will and your personal preferences. Understanding the top 5 common mistakes made when estate planning can better prepare you when writing your Will, reduce stress for yourself and your family, and enable you to plan according to your personal and financial situation. #1...
5 Ways to Save More Money Weekly
Start tracking your expenses When people first decide to get their spending in order, they often go straight to building a budget. Before designing a budget, there’s a crucial step that comes first: tracking your spending. Give yourself a few weeks to a month to track every purchase (cash and card) that you make. To do this, set aside some time...
The Top 5 Mistakes You Should Avoid Making When Selecting A Financial Planner
Financial planners are a type of financial adviser that can provide services to help you plan for your long term financial goals. Unlike financial advisers who generally specialise in investment management, financial planners help you prepare for retirement and other big financial life events. However, not all financial planners are created...
Financial Planner & Financial Advisor
Anyone who struggles with money or wants to make some money with their savings may be wondering which service is best for them. Generally speaking, every financial planning service also includes some form of financial advice. However, financial advice does not always include a planning service. The approach taken by the financial professional...
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